American House Protect Guarantee Critiques: Is AHS a Rip-off?

American House Protect is likely one of the main dwelling guarantee corporations working in america. They’ve plenty of competitors, nonetheless, and we all know it may be overwhelming making an attempt to kind via your choices to seek out one of the best dwelling guarantee supplier.

That will help you make a extra knowledgeable resolution, we’re wanting in depth at American House Protect dwelling guarantee plans and reviewing this firm. We hope this goal evaluation helps you determine whether or not American House Protect guarantee plans are best for you and means that you can higher perceive what they’ve to supply in comparison with a few of their rivals.

A Have a look at American House Protect

Based in 1971, American House Protect serves round 1.4 million prospects and operates in 49 states. This makes them some of the broadly accessible dwelling guarantee suppliers. American House Protect Guarantee plans shield owners in opposition to the price of repairing or changing main home equipment and residential methods. As an alternative of householders having to pay for these prices out of pocket, they will make month-to-month funds on their dwelling guarantee protection plan and get the assistance they want when these main bills happen.

Our total score for American House Protect is 95%, and we are going to let you know why as we get into among the completely different elements of their plans and the standard of the customer support and protection they supply. This makes it among the best dwelling guarantee choices, which is why we thought it will be useful to overview it. 

The truth that this firm is on the market in nearly each state and that it’s effectively rated by skilled overview retailers and by the Higher Enterprise Bureau makes it a worthwhile selection for most householders.

Professionals and Cons of American House Protect

Let’s dive into among the positives and negatives of this firm and what they’ve to supply their prospects. All that some folks need with regards to a overview of dwelling guarantee suppliers is a fast evaluation of the corporate as they evaluate American House Protect to different choices. An inventory of the professionals and cons will be very useful if you happen to simply need a fast search for a point-by-point comparability.


  • 5 many years of expertise
  • Respectable Higher Enterprise Bureau score
  • Quite a few plan choices
  • Broadly available- supplied in 49 states
  • A number of service possibility charges for brand new prospects


  • Ensures repairs for one month solely
  • Not supplied in Alaska

Which Plans Does American House Protect Provide?

Let’s check out the American House Protect plans so you recognize what sort of selections you could have accessible if you happen to enroll with this dwelling guarantee firm. They provide three distinct plans- ShieldSilver, ShieldGold, and ShieldPlatinum. 

The Platinum plan will cowl the most costly, taking good care of protection for 23 home equipment and residential methods. It consists of protection for roof repairs, air con, heating, the fridge and extra.

The Gold plan just isn’t as complete because the Platinum one, nevertheless it nonetheless covers 23 home equipment and methods. It merely comes with a decrease equipment protection restrict in comparison with Protect Platinum. 

ShieldSilver will cowl owners for 14 methods, and this consists of important dwelling methods like electrical and plumbing. It additionally has a decrease protection restrict in comparison with the Platinum plan.

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What’s Lined?

Irrespective of which of the plans you join, you’ll be lined for numerous dwelling methods and home equipment. Right here’s an inventory of what’s lined by all the plans:

  • Ductwork
  • Air con items
  • Attic, vent, and built-in exhaust followers
  • Chimes and doorbells
  • Heating items
  • Ceiling followers
  • Bathrooms
  • Inside electrical traces
  • Inside plumbing traces
  • Valves and taps
  • Rekey
  • Storage door openers
  • Fuse panel and principal breaker field
  • Water heaters
  • Whirlpool tub elements, together with the motor
  • Air Filter reductions

All of that’s lined by the three plans and can be included within the lowest protection plan- ShieldSilver. When you join the Platinum or Gold plans, you get all of those added protection advantages:

  • Dishwashers
  • Fridges 
  • Constructed-in microwave ovens
  • Cooktops, ovens, and ranges
  • Rubbish disposals
  • Cold and hot water dispensers

There are extra protection advantages if you happen to join the ShieldPlatinum plan that wouldn’t be included within the decrease tier plans:

  • Dryers
  • Washing machines
  • Leak repairs
  • HVAC tune-ups

Protection Exceptions

When you enroll with this firm and anticipate that an American House Protect service request will all the time be honored with repairs for gadgets lined underneath your plan, you need to know concerning the exceptions. Each dwelling guarantee firm may have some exceptions to their protection plans. Some of the frequent exceptions is pre-existing situations, that are normally not lined by dwelling guarantee suppliers, however AHS does cowl them. Restore prices for older gear may not be lined by some suppliers, however AHS covers them. Usually, one of the best time to buy a house guarantee plan is when your home equipment are pretty new and they’re prone to be totally lined. When you wait too lengthy and buy a plan when lots of your home equipment are older, you may not be getting the complete advantage of your protection.

Pure disasters will not be lined by your property guarantee plan both. It is best to verify with your property guarantee supplier to see what exceptions are listed. House guarantee plans are likely to cowl injury not lined by dwelling insurance policy. So, dwelling insurance policy will normally cowl injury brought on by pure disasters, hearth, flood, theft and extra. House guarantee plans don’t sometimes cowl that form of injury and the ensuing repairs.

In addition they don’t normally cowl sediment construct up or beauty elements, comparable to knobs, doorways, and rollers. Upkeep on some methods and home equipment like air con upkeep might be excluded as effectively. 

Test the whole listing of exclusions earlier than you join a plan, guaranteeing that you recognize what might be lined and the way a lot you’ll be answerable for paying. This is a crucial step in choosing the proper plan and sorting between completely different plans to find out which one covers you one of the best and affords probably the most worth. If one thing goes improper in your house, you need to know what you’ll be answerable for and what you may depend on the house guarantee firm to do for you.

Electronics Safety Plan

American House Protect additionally affords an non-compulsory protection plan that focuses solely on electronics in your house. It doesn’t matter after they had been bought or the place they had been bought. So long as the electronics are eligible for American House Protect’s protection, they are going to be lined underneath this plan. It doesn’t matter what number of gadgets you could have, as there’s no restrict to what number of electronics will be lined.

This protection plan will restore objects which can be capable of be repaired and replaces these that may’t be mounted. A alternative merchandise might be issued to you or you’ll be lined for the price of changing the merchandise.

Which form of electronics are lined by this plan? Right here’s the listing of at present lined digital gadgets:

  • Laptops
  • Desktop computer systems
  • Televisions
  • Tablets
  • Headphones
  • Sensible dwelling methods
  • House theater methods
  • Printers 
  • Online game consoles and controllers
  • …and extra

When you join the electronics protection plan, you’ll be lined for as many electronics as you want which can be eligible with one plan. You received’t have to offer any receipts or be required to register any of your electronics.

What sort of injury or failure is roofed? The Electronics Safety Plan will cowl energy surge safety, defects within the supplies and workmanship, and electrical and mechanical failure from regular utilization. All of the gadgets lined by this plan are backed by American House Protect’s wonderful customer support, and claims can simply be filed on-line on your comfort.


There are extra lined gadgets you can have added to your plan. You’ll be able to contact the American House Protect customer support about add-ons that reach your plan additional. Add-ons will value extra, however there’s plenty of versatility with these. You’ll be able to change them round every month, if you happen to add new home equipment to your property or in case your wants change.

Some add-ons are usually not essential, and what you want will rely on which form of home equipment and methods you could have in your house. It is best to learn over the guarantee contract very fastidiously to just remember to’re not signing up for one thing that doesn’t apply to you and guarantee that the plan really covers all of the issues you must have lined. Most of the add-ons relate to what’s already within the main plans. It is best to know that some add-ons will not be accessible for among the American House Protect plans.

Listed here are the present add-ons accessible from American House Protect:

Septic Pump

This add-on is on the market for all the American House Protect guarantee plans, and if you wish to ensure that your septic pump is working always, that is an important add on.

Roof Leak Restore

A leaking roof is a severe enterprise, and it’s essential that you simply get the leak taken care of as quick as doable. You received’t have to fret about how a lot it should value to restore your roof if you happen to join this add-on. It may be added to the ShieldSilver and ShieldGold plans however is already part of the ShieldPlatinum plan. If you wish to be sure that your protection is extra complete and provides your self much less to fret about, then that is an add-on you’ll need to have.

Effectively Pump

This add-on will maintain the price for repairing a effectively pump that isn’t working correctly. This add-on will be tacked on to any of the American House Protect plans and may preserve you protected in case one thing goes improper. Your effectively pump supplies you with recent consuming water, and also you don’t need to be with out this essential element when you have a effectively in your property.

Swimming pools and Spas

Repairs for each swimming pools and spas will be lined by your American House Protect guarantee plan with this add-on. It covers a variety of essential elements, and you may make this add-on part of any of the AHS dwelling guarantee plans.

Visitor Unit

Your visitor home could also be a supply of revenue for you or an effective way to accommodate family and friends members after they go to. You don’t need something to go improper with the visitor home and never be capable of be repaired shortly. This add-on is an effective way to make sure you’re protected in case of an issue, and it may be added to any of the American House Protect guarantee plans once you initially enroll or if you happen to name the American House Protect quantity for customer support.

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Plan Prices for American House Protect

How a lot will you pay for an American House Protect dwelling guarantee? the place you reside will have an effect on the value, as does the plan you choose, and add-ons you need to embody in your plan. You could possibly get monetary savings enroll by utilizing an American House Protect promo code. It may be price it to verify for accessible reductions earlier than you make a purchase order.

American House Protect charges are about in step with the trade common, so if you happen to’ve checked round and in contrast some costs, you shouldn’t discover too many surprises. The month-to-month value can vary anyplace from $40 to $60 a month, relying on varied components. You could possibly discover actual quotes if you happen to use the American House Protect cellphone quantity, and quotes could also be accessible on-line if you happen to fill out a request kind.

A method this firm helps you out with regards to pricing is within the selection of service charge. It is a charge you pay every time a contractor comes out to restore the home equipment or a system that’s lined by your guarantee. American House Protect might cowl some or all the value of the repairs, aside from a service charge. You’ll be able to select the service charge you need to pay- $75, $100, or $125. Selecting a decrease service charge means the next month-to-month premium; so, if you need decrease premiums, you’ll want to pick out the upper service charge once you enroll.

In Which States Can You Enroll with American House Protect?

Among the best options of this firm and one thing that’s praised in lots of American House Protect guarantee opinions is the just about full nationwide protection. You’ll be able to join an American House Protect dwelling guarantee in nearly any state within the Union. 

Forty-nine out of fifty states are a part of the house guarantee suppliers protection community. The one state that these dwelling guarantee plans are usually not accessible in proper now could be Alaska. That’s extra nationwide protection than you get with most dwelling guarantee suppliers, which is likely one of the causes this firm is so extremely rated. It’s simple to take your protection from state to state if you happen to transfer. In fact, you received’t have the protection on the identical home, however you may stick with the identical supplier, if you happen to’ve grown accustomed to them and like their service and charges.

Buyer Sentiment on American House Protect

How do prospects really feel about American House Protect dwelling warranties? We searched the Web for American House Protect opinions and located loads of info pertaining to what prospects take into consideration them.

Shopper Affairs at present has over 19,000 buyer opinions for American House Protect. The corporate has managed to attain a 4.4 star rating out of 5 stars, which is unbelievable. This exhibits that buyer sentiment could be very optimistic in the direction of this firm and that anybody selecting them as their dwelling guarantee supplier can anticipate to be handled effectively.

What are prospects saying about American House Protect? Clients level out benefits of getting a house guarantee firm that they will belief. One of many extra frequent compliments is that American House Protect supplies wonderful customer support and nice protection for them. Many shoppers point out that they don’t have to fret about repairing or changing home equipment and residential methods that they break down because of their strong guarantee plan from American House Protect.

In addition they like they will customise the plans, selecting from a couple of completely different plan choices in addition to non-compulsory add-ons. Some prospects identified that there’s a spread of costs to select from in order that they will select a plan that’s reasonably priced for them.

Some prospects additionally talked about that they’ve run into issues with among the restore techs who’ve been despatched to them. In these instances, evidently American House Protect adopted up on any downside and despatched new restore technicians when wanted till the issue was totally resolved.

What are some American House Protect complaints from prospects? We discovered a couple of service complaints the place the restore alternative service wasn’t as much as par, which might come right down to particular person restore technicians somewhat than the corporate itself. In fact, some prospects identified that the corporate doesn’t provide any plans in Alaska at present.

Skilled reviewer sentiment is optimistic as effectively. This firm ranks extremely on most lists of one of the best dwelling guarantee corporations in America. In actual fact, it normally takes the highest spot, in response to our analysis. This speaks very effectively to their fame as an organization and the peace of thoughts prospects can anticipate to expertise after they join one in all their plans.

The corporate has been reviewed throughout a number of retailers each on-line and in print. Usually, they obtained exceedingly optimistic opinions. Clients {and professional} viewers might have discovered a couple of factors they think about to be disadvantages with this dwelling guarantee firm. For probably the most half, nonetheless, opinions are overwhelmingly optimistic, and most reviewers (whether or not customers or trade professionals) don’t have anything however good issues to say about AHS.

How American House Protect Compares to The Competitors

Let’s take a look at among the different main dwelling guarantee suppliers and see how American House Protect stacks up in opposition to them. 

How It Compares to Choose House Guarantee

When you evaluate pricing between American House Protect and Choose House Guarantee, the value vary is comparable. Likewise, choose has a great fame for customer support and a quick response time for service requests. While you take a look at the customer support score, nonetheless, studying buyer opinions, it’s apparent that American House Protect is best reviewed.

The place Choose managers to edge out American House Protect is within the service charges, that are decrease for Choose House Guarantee. They vary from about $60 to $75. Choose additionally affords the identical variety of main plans as American House Protect does, making them very comparable in plenty of methods. Clients ought to know that Choose dwelling guarantee is barely accessible in 46 states, in comparison with American House Protect’s 49 states.

How It Compares to Selection House Guarantee

Once we evaluate American House Protect to Selection House Guarantee, the costs are very shut. Selection generally fees barely lower than American for the plan premiums, and its service fees generally is a little decrease as effectively. Nevertheless, American House Protect is on the market in additional states (49-48) and has a variety of extra plan choices. American House Protect has additionally been within the dwelling guarantee enterprise for much longer. Selection House Guarantee is comparatively new, having been round for about 12 years, in comparison with American House Protect’s 49 years. 

Selection House Guarantee will be barely cheaper, however they don’t have almost the variety of choices supplied by American House Protect, making them a selection solely appropriate for some folks however not one of the best total dwelling guarantee supplier.

How It Compares to First American House Guarantee

Let’s take a look at First American House Guarantee as effectively, which is taken into account one of many main nationwide dwelling guarantee suppliers. Nevertheless, they don’t have the nationwide protection that American House Protect does, solely providing protection for 36 states at current. This places them at a serious drawback, nevertheless it’s not the one means they fall quick when in comparison with American House Protect.

First American doesn’t provide as many plans or add-ons as American House Protect, so there’s a good likelihood they received’t cowl every part you must have lined. Service charge prices for First American vary from $75 to $125, making them akin to American House Protect in that regard. The month-to-month premiums for First Individuals main plans are a bit cheaper than American House Protect’s, however you’re not getting as a lot protection, so the worth merely isn’t there.

First American shines by providing a couple of completely different protection advantages not supplied by among the different suppliers, together with protection for improper set up in addition to for constructing permits. Shoppers who enroll with them may also make a vast variety of service calls.

American House Protect holds up effectively in opposition to its competitors. There’s a purpose it’s ranked so extremely irrespective of the place you look. Within the listing of prime dwelling guarantee suppliers, American House Protect normally is available in first and as you evaluate it to among the different choices, you can begin to see why that’s.

The Remaining Phrase on American House Protect

We checked out a variety of different dwelling guarantee corporations, and American House Protect was our best choice. This firm has been round for many years, proving its worth to the shopper and providing in depth protection that operates throughout all the continental United States in addition to Hawaii. That just about nationwide protection provides it an enormous benefit and makes it simple to advocate. There are some elements of the nation the place you simply can’t join among the different dwelling guarantee plans from different suppliers, so American House Protect looks as if the plain selection.

One thing else that actually makes this firm stand out is its nice customer support fame. Throughout 1000’s and 1000’s of buyer opinions, the consensus could be very optimistic. You could find a couple of adverse opinions right here and there however that’s a uncommon factor. When you contact the American House Protect customer support quantity, you’ll doubtless discover it they’re very responsive and that they despatched out service technicians to their prospects shortly for any protection claims.

American House Protect additionally supplies extra protection choices than many of the different dwelling guarantee corporations. They don’t simply provide three completely different plans of protection and an electronics plan to select from at completely different value factors, however in addition they provide a spread of non-compulsory add-ons that may improve any given protection plan. They’re the most certainly dwelling guarantee firm to have protection for all of the issues you must get lined.

We picked American House Protect as one of the best total dwelling guarantee supplier, and it’s ranked among the best total for customer support in buyer overview scores. This firm doesn’t all the time have the most cost effective costs, however that may be because of the excessive worth of their plans. Their dwelling guarantee plans are likely to have extra protection than these of different dwelling guarantee suppliers, and the upper worth warrants a barely larger value, we expect.

It’ll be as much as you to determine if American House Protect is the only option for you, and we hope the data on this overview has been useful to you. We supplied plenty of detailed info that will help you make an knowledgeable selection and to make it simple to check AHS among the many completely different dwelling guarantee corporations. Understand that among the info might change by the point you learn this, and when you have any questions, you need to contact American House Protect about specifics, notably pertaining to your space. A number of the prices could also be completely different primarily based on the place you reside.

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How We Rating Our Critiques

We gave American House Protect a wonderful score of 95% primarily based on variety of standards. Each overview we do makes use of the identical standards so you may simply evaluate between completely different merchandise, providers, and firms.

We take a look at the next standards for dwelling guarantee corporations:

  • Pricing
  • Availability
  • Customer support
  • Protection choices
  • Credibility

Every of those key classes is given a score out of 100%. Right here’s the breakdown for American House Protect:

Pricing- 90%

Availability- 95%

Customer support- 90%

Protection options- 100%

Credibility- 100%

We add all these collectively and divide by the variety of overview components (5) to get a median rating of 95%. 

American House Protect FAQ

Let’s take a look at among the mostly requested questions on American House Protect. In case you have questions concerning this firm and whether or not you need to enroll in one in all their dwelling guarantee plans, it could already be answered under.

Why buy a house guarantee?

House guarantee corporations cowl bills not lined by house owner’s insurance coverage. Many individuals join each sorts of protection to make sure that they’re totally lined. House guarantee plans sometimes cowl dwelling methods like plumbing, air flow, and electrical, in addition to home equipment, like dishwashers, fridges, washing machines, and extra.

Is American House Protect effectively reviewed?

Including up the scores of 1000’s of various buyer opinions, we discovered that American House Protect scores extremely effectively, particularly compared in opposition to different dwelling guarantee suppliers. Once we checked out skilled opinions, American House Protect reviewed effectively there too. They’ve constantly scored effectively for a few years, proving to be a dependable, reliable, well-respected firm, which is a part of why we gave them such a fantastic score for this issue.

How quickly will my dwelling guarantee plan cowl me?

As soon as you utilize the American House Protect contact info and enroll in a plan, it’s possible you’ll be questioning how shortly the plan will take impact. How quickly you’ll begin to have the ability to benefit from the protection and peace of thoughts it supplies? It is best to obtain an American House Protect login inside a couple of days of requesting protection, however you’ll have to wait 30 days earlier than you may make any service request on dwelling methods or home equipment. That is trade commonplace for dwelling guarantee corporations, however you need to know concerning the ready interval up entrance.

What occurs once I file a declare with American House Protect?

The corporate will first decide in case you are eligible for protection and repairs alternative on the requested merchandise. Understand that protection relies on how the merchandise was broken. If it was regular put on and tear, you may file a declare utilizing the American House Protect cellphone contact or on-line. Name American House Protect, and a technician ought to get to you in 48 hours or much less to see about the issue. As soon as the tech arrives, they will decide whether or not the merchandise or system must be changed or repaired. That is when you’ll be required to pay the desired service charge.

Will air con unit alternative be lined?

You solely obtain protection for air con unit alternative and restore when you have the ShieldPlatinum plan. The opposite plans will cowl it, and it’s not supplied as an add-on. Preserve that in thoughts once you’re selecting your plan if you want to have air con new protection. This is likely one of the dearer home equipment within the dwelling, and repairing changing it may be pricey. It may be useful to have a house guarantee plan that covers injury to the air con unit. 

Will my water heater be lined?

Irrespective of which of the three American House Protect plans you enroll in, you’ll obtain water heater protection. This may maintain the price of repairing or fully changing the heater, relying on how broken it’s.

Is an inspection required earlier than a house guarantee buy?

You received’t must have an inspection accomplished on your property earlier than you buy a house guarantee plan from American House Protect. This is likely one of the the reason why we like them a lot, they usually additionally don’t specify that your home equipment or methods be of a sure age earlier than they will cowl them for you. In case you have comparatively previous or new gadgets to cowl, it doesn’t matter with regards to buying an American House Protect dwelling guarantee plans and receiving protection for these.

Will they cowl roof leaks?

You’ll obtain protection from American House Protect for roof leaks with the ShieldPlatinum plan solely. You may be lined via as much as $1,500 per time period for repairs in your roof. It is best to know that protection for roof leak restore just isn’t accessible in Hawaii.

Will pre-existing situations be lined?

Sure, American House Protect covers pre-existing situations on dwelling methods and residential home equipment, guaranteeing protection that provides you peace of thoughts. You should definitely study the complete listing of protection exceptions so you recognize precisely what’s lined and when it is going to be lined. This firm affords among the most in depth dwelling guarantee protection accessible, although, leaving prospects little or no to fret about.

What do I must do to cancel my American House Protect dwelling guarantee plan?

The plan will be cancelled anytime you want, and if you happen to cancel inside the first 30 days of enrollment, you’ll be reimbursed for all contract charges. Canceling after the primary 30-day interval will entitle you to a prorated refund from an organization for the remaining days of protection in your plan.

The opinions and statements revealed listed here are these of the sponsor and don’t essentially mirror the official coverage, place or views of Observer.